{"id":143,"date":"2026-01-02T08:24:05","date_gmt":"2026-01-02T00:24:05","guid":{"rendered":"https:\/\/www.tids.cn\/?p=143"},"modified":"2026-05-17T07:44:42","modified_gmt":"2026-05-16T23:44:42","slug":"%e7%be%8e%e5%9b%bd%e4%b8%a4%e5%a4%a7%e6%b5%81%e8%a1%8c%e5%88%b8%e5%95%86%e7%9b%88%e9%80%8f%e5%92%8c%e5%98%89%e4%bf%a1%e7%90%86%e8%b4%a2schwab","status":"publish","type":"post","link":"https:\/\/www.tids.cn\/?p=143","title":{"rendered":"\u7f8e\u56fd\u4e24\u5927\u6d41\u884c\u5238\u5546\u76c8\u900f\u8bc1\u5238\u548c\u5609\u4fe1\u7406\u8d22Schwab"},"content":{"rendered":"\n<p><strong>\u76c8\u900f\u8bc1\u5238<\/strong>\uff08Interactive Brokers\uff09\u4e0e<strong>\u5609\u4fe1\u7406\u8d22<\/strong>\uff08Charles Schwab\uff09\u5747\u662f\u9762\u5411\u5168\u7403\u6295\u8d44\u8005\u7684\u9876\u7ea7\u7f8e\u80a1\u5238\u5546\u3002\u76c8\u900f\u9002\u5408\u4e13\u4e1a\u7684\u9ad8\u9891\u6216\u591a\u54c1\u79cd\u4ea4\u6613\u5458\uff0c\u63d0\u4f9b\u6781\u4f4e\u7684\u878d\u8d44\u5229\u7387\u548c\u5168\u7403\u5e02\u573a\u51c6\u5165\uff1b\u800c\u5609\u4fe1\u7406\u8d22\u5219\u56e0\u5176\u5f3a\u5927\u7684\u514d\u4f63\u91d1\u4ea4\u6613\u4f53\u9a8c\u3001\u4f18\u8d28\u7684\u5ba2\u6237\u670d\u52a1\u548c\u9ad8\u989d\u7684\u65e0\u98ce\u9669\u73b0\u91d1\u6536\u76ca\u66f4\u53d7\u957f\u7ebf\u53ca\u7a33\u5065\u6295\u8d44\u8005\u7684\u9752\u7750\u3002 <\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"225\" height=\"224\" src=\"https:\/\/www.tids.cn\/wp-content\/uploads\/2026\/01\/schwab.png\" alt=\"\" class=\"wp-image-146\" srcset=\"https:\/\/www.tids.cn\/wp-content\/uploads\/2026\/01\/schwab.png 225w, https:\/\/www.tids.cn\/wp-content\/uploads\/2026\/01\/schwab-150x150.png 150w\" sizes=\"auto, (max-width: 225px) 100vw, 225px\" \/><\/figure>\n\n\n\n<p>\u4ee5\u4e0b\u662f\u4e24\u8005\u7684\u6838\u5fc3\u5dee\u5f02\u5bf9\u6bd4\uff1a<\/p>\n\n\n\n<p>1. \u4ea4\u6613\u8d39\u7528\u4e0e\u4f63\u91d1<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u5609\u4fe1\u7406\u8d22<\/strong>\uff1a\u7f8e\u80a1\u3001ETF \u7b49\u4e3b\u6d41\u4ea7\u54c1\u63d0\u4f9b\u771f\u6b63\u7684<strong>\u96f6\u4f63\u91d1<\/strong>\u670d\u52a1\u3002\u5176\u671f\u6743\u4ea4\u6613\u6bcf\u5f20\u5408\u7ea6\u6536\u53d6 ($0.65) \u7684\u6807\u51c6\u8d39\u7528\u3002<\/li>\n\n\n\n<li><strong>\u76c8\u900f\u8bc1\u5238<\/strong>\uff1a\u91c7\u7528\u9636\u68af\u5f0f\uff08Tiered\uff09\u6216\u56fa\u5b9a\u5f0f\uff08Fixed\uff09\u6536\u8d39\uff0c\u9488\u5bf9\u7f8e\u80a1\u901a\u5e38\u6536\u53d6\u6bcf\u80a1 ($0.005) \u5de6\u53f3\u7684\u4f63\u91d1\uff0c\u9002\u5408\u77ed\u7ebf\u9ad8\u9891\u4ea4\u6613\u3002<\/li>\n<\/ul>\n\n\n\n<p>2. \u73b0\u91d1\u6536\u76ca\u4e0e\u878d\u8d44\u5229\u7387<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u5609\u4fe1\u7406\u8d22<\/strong>\uff1a\u63d0\u4f9b\u7684\u6d3b\u671f\u73b0\u91d1\u6536\u76ca\u7387\uff08Cash Sweep\uff09\u76f8\u5bf9\u8f83\u4f4e\uff0c\u5bf9\u8d44\u91d1\u89c4\u6a21\u8f83\u5927\u7684\u6295\u8d44\u8005\u4e0d\u591f\u53cb\u597d\u3002<\/li>\n\n\n\n<li><strong>\u76c8\u900f\u8bc1\u5238<\/strong>\uff1a\u672a\u6295\u5165\u4f7f\u7528\u7684\u95f2\u7f6e\u8d44\u91d1\u5229\u606f\u8f83\u9ad8\uff0c\u4e14\u63d0\u4f9b\u6781\u5177\u7ade\u4e89\u529b\u7684\u4fdd\u8bc1\u91d1\u8d37\u6b3e\u5229\u7387\uff08Margin Rate\uff09\uff0c\u5bf9\u4e8e\u4e60\u60ef\u4f7f\u7528\u6760\u6746\u7684\u6295\u8d44\u8005\u4f18\u52bf\u660e\u663e\u3002 <\/li>\n<\/ul>\n\n\n\n<p>3. \u652f\u6301\u5e02\u573a\u4e0e\u4ea4\u6613\u54c1\u79cd<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u5609\u4fe1\u7406\u8d22<\/strong>\uff1a\u4e3b\u8981\u805a\u7126\u4e3b\u6d41\u6b27\u7f8e\u5e02\u573a\uff0c\u9002\u5408\u96c6\u4e2d\u6295\u8d44\u7f8e\u80a1\u5e02\u573a\u7684\u666e\u901a\u6295\u8d44\u8005\u3002<\/li>\n\n\n\n<li><strong>\u76c8\u900f\u8bc1\u5238<\/strong>\uff1a\u5168\u7403\u5316\u7a0b\u5ea6\u66f4\u9ad8\uff0c\u652f\u6301\u8fde\u63a5\u5168\u7403\u8d85\u8fc7150\u4e2a\u5e02\u573a\uff0c\u6295\u8d44\u8005\u53ef\u4ee5\u76f4\u63a5\u4ea4\u6613\u5168\u7403\u80a1\u7968\u3001\u671f\u8d27\u3001\u671f\u6743\u3001\u5916\u6c47\u53ca\u503a\u5238\u3002 <\/li>\n<\/ul>\n\n\n\n<p>4. \u8d26\u6237\u95e8\u69db\u4e0e\u5f00\u6237\u4f53\u9a8c<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>\u5609\u4fe1\u7406\u8d22<\/strong>\uff1a\u754c\u9762\u6781\u5176\u53cb\u597d\uff0c\u64cd\u4f5c\u76f4\u89c2\uff0c\u90e8\u5206\u7279\u5b9a\u8d26\u6237\u6216\u7533\u8bf7\u501f\u8bb0\u5361\u7684\u95e8\u69db\u8f83\u9ad8\u3002<\/li>\n\n\n\n<li><strong>\u76c8\u900f\u8bc1\u5238<\/strong>\uff1aPC\u7aef\u4ea4\u6613\u8f6f\u4ef6\uff08TWS\uff09\u529f\u80fd\u6781\u5176\u786c\u6838\u4e13\u4e1a\uff0c\u521d\u671f\u5b66\u4e60\u6210\u672c\u8f83\u9ad8\uff1b\u5f00\u6237\u95e8\u69db\u7075\u6d3b\uff0c\u666e\u901a\u4e2a\u4eba\u6295\u8d44\u8005\u57fa\u672c\u65e0\u8d44\u91d1\u8981\u6c42\u9650\u5236\u3002 <\/li>\n<\/ul>\n\n\n\n<p><strong>\ud83d\udca1 \u6838\u5fc3\u9009\u62e9\u5efa\u8bae\uff1a<\/strong><\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>\u9009\u62e9<strong>\u5609\u4fe1\u7406\u8d22<\/strong>\uff1a\u5982\u679c\u60a8\u770b\u91cd\u96f6\u4f63\u91d1\u4ea4\u6613\u3001\u51fa\u8272\u7684\u672c\u571f\u4e2d\u6587\u5ba2\u670d\u4f53\u9a8c\u4ee5\u53ca\u7b80\u4fbf\u7684\u8d26\u6237\u64cd\u4f5c\u3002<\/li>\n\n\n\n<li>\u9009\u62e9<strong>\u76c8\u900f\u8bc1\u5238<\/strong>\uff1a\u5982\u679c\u60a8\u9700\u8981\u4ea4\u6613\u5168\u7403\u591a\u4e2a\u91d1\u878d\u884d\u751f\u54c1\u5e02\u573a\u3001\u4f7f\u7528\u9ad8\u6760\u6746\u878d\u8d44\uff0c\u6216\u62e5\u6709\u5927\u989d\u8d44\u91d1\u4e14\u8ffd\u6c42\u66f4\u9ad8\u7684\u95f2\u7f6e\u5229\u606f\u56de\u62a5\u3002<\/li>\n<\/ul>\n\n\n\n<p>\u60a8\u53ef\u901a\u8fc7<a href=\"https:\/\/www.schwab.com\/\" data-type=\"link\" data-id=\"https:\/\/www.schwab.com\/\" target=\"_blank\" rel=\"noreferrer noopener\">\u5609\u4fe1\u7406\u8d22\u5b98\u7f51<\/a>\u6216<a href=\"https:\/\/www.interactivebrokers.com\" target=\"_blank\" rel=\"noreferrer noopener\">\u76c8\u900f\u8bc1\u5238\u5b98\u7f51<\/a>\u83b7\u53d6\u66f4\u591a\u8be6\u7ec6\u8d39\u7387\u4e0e\u6761\u6b3e\u8bf4\u660e\u3002<\/p>\n\n\n\n<p><strong>\u5609\u4fe1\u7406\u8d22\u5b98\u7f51<\/strong>\uff1a<a href=\"https:\/\/www.schwab.com\/\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>https:\/\/www.schwab.com<\/strong><\/a><\/p>\n\n\n\n<p><strong>\u76c8\u900f\u8bc1\u5238\u5b98\u7f51<\/strong>\uff1a<a href=\"https:\/\/www.interactivebrokers.com\" target=\"_blank\" rel=\"noreferrer noopener\"><strong>https:\/\/www.interactivebrokers.com<\/strong><\/a><\/p>\n\n\n\n<figure class=\"wp-block-image aligncenter size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"367\" height=\"137\" src=\"https:\/\/www.tids.cn\/wp-content\/uploads\/2026\/01\/interactivebrokers.jpg\" alt=\"\" class=\"wp-image-147\" srcset=\"https:\/\/www.tids.cn\/wp-content\/uploads\/2026\/01\/interactivebrokers.jpg 367w, https:\/\/www.tids.cn\/wp-content\/uploads\/2026\/01\/interactivebrokers-300x112.jpg 300w\" sizes=\"auto, (max-width: 367px) 100vw, 367px\" \/><\/figure>\n","protected":false},"excerpt":{"rendered":"<p>\u76c8\u900f\u8bc1\u5238\uff08Interactive Brokers\uff09\u4e0e\u5609\u4fe1\u7406\u8d22\uff08Charles Schwab\uff09\u5747\u662f\u9762\u5411\u5168\u7403\u6295\u8d44\u8005 [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"class_list":["post-143","post","type-post","status-publish","format-standard","hentry","category-fintec"],"_links":{"self":[{"href":"https:\/\/www.tids.cn\/index.php?rest_route=\/wp\/v2\/posts\/143","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.tids.cn\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.tids.cn\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.tids.cn\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.tids.cn\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=143"}],"version-history":[{"count":5,"href":"https:\/\/www.tids.cn\/index.php?rest_route=\/wp\/v2\/posts\/143\/revisions"}],"predecessor-version":[{"id":204,"href":"https:\/\/www.tids.cn\/index.php?rest_route=\/wp\/v2\/posts\/143\/revisions\/204"}],"wp:attachment":[{"href":"https:\/\/www.tids.cn\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=143"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.tids.cn\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=143"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.tids.cn\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=143"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}